Charles Rutenberg Realty
Finest Home Sales
Feds are raising the interest rates, home prices and interest rates normally flow in opposite directions. It will be interesting to see if the current sellers market can hold up after July. If your s ...
If you've been shopping for houses you already know; the market is on fire in the vast majority of Queens (no big deal here, it seems the market is always on fire in Queens), Nassau and Suffolk. Buye ...
The general real estate market for Long Island & Queens is going well for sellers, not so much for buyers. Many homes are being sold for over asking price and bidding wars are becoming common. Le ...
Some news outlets are reporting that home sales crashed on Long Island in February. That is very misleading. Closings may have been down in February but buyers are out by the bushel full. Home seller ...
For you crabs out there I know it's not officially spring yet, but the buying season is upon us and I have a few tips for buyers (especially first time buyers). The first thing you should know is the ...
Our 2017 buyers and sellers guides are available for e-mail. If your thinking of buying or selling a home this year these guides can help you avoid some of the many pitfalls along the way. No cost or ...
As we enter a new year many home owners will list their homes for sale, and many who listed and didn't sell last year will try again. Keeping it as short as possible here are some things to watch out ...
A quick look at the numbers in Nassau and Suffolk Counties: Nassau Current available inventory 4,710. Current median price: $599,000. Below are price averages and number of units sold. ...
You walk into what looks like a newly built home and you fall in love, the neutral colors, the new appliances, what's not to love? Well actually there could be lots of things. While flips aren't inhe ...
As we enter what in most areas is a traditionally slow time, we actually find low inventory, as expected, but high buyer demand. Buyers have been out in force but the combination of low inventory and ...
For those of you who decided to put off selling or buying a home until 2017, may the force be with you. Presidential election years can be very tricky for real estate value prognosticators. Whomever ...
It's been a strong season for most of Long Island. More so in Nassau than Suffolk but Suffolk still did pretty well in most areas. With the upcoming presidential election there is no telling where th ...
16
2016
 
We are fast arriving at the time where the edge will swing from sellers to buyers. We have witnessed a large amount of overpricing due to the steady media drumbeat of it being such a strong sellers' ...
It's been a very hot market as of late on Long Island with many homes getting multiple offers and selling for over list price. What's driving the surge? The number of listings this year are below ave ...
These will be the basic steps for first time home buyers to be successful in their quest for a good home at a fair price. For a more in depth look into the topic e-mail me for a free first time home ...
I just want to give you a few brief ideas that can help you sell your home faster and for more money. When listing your home for sale look for a company, team or agent that will provide you with a pr ...
Let's start with a basic short sale definition before we forge ahead. A short sale occurs when a home owner has encountered unavoidable financial problems, through no fault of their own, and want to ...
A new year is here and with it a new market. The rules however, remain the same. If you're buying a home (especially your first home) get a buyer's agent. Make sure you are paying the buyer's agent n ...
As we head toward the close of another successful year I'd like to reflect back on the challenges Mike and I faced. The number one problem has been, as it is every year, the number of people who cont ...
...
I hate when good people get stuck with bad listings of their homes. Unfortunately the fault is entirely the homeowners. How do most homeowners decide who to list with? They call the biggest company o ...
Mike and I had another great season through September and have added several more team members to the Finest Home Sales team. While the sales show no sign of slowing down I thought it would be a good ...
Mike and I are running a great listing special in August to build up some inventory. You get our full service listing package at half price. The package includes:   Professional photographer wh ...
Hopefully by this time you've found your dream home, but many buyers that haven't are bemoaning the lack of homes available in many areas. This is one of the many reasons that you should in most case ...
30
2015
 
    We get a lot of questions on this so I thought I'd write a short blog to clarify some of the major differences. Please feel free to e-mail me any real estate questions you hav ...
    Mike and I provide concierge real estate service. We are available virtually any time and day to our clients and always return calls, texts or e-mails. We are not "mega-l ...
    If your waiting to list your home, wait no more. By waiting until June or beyond you'll be missing the sweetest part of the selling season which is going on right now. You can ...
We are now entering a turning point in the Long Island real estate market. While this winter was an excessively snowy and cold one, there was very little housing inventory. The result has been a sell ...
There are many pitfalls in the home buying journey. Many are easy to avoid with the right agent and some key information. We have just what you need. The 2015 version of our First Time Home Buyer guid ...
    The weather is horrible, snow covers the ground and everyone is waiting to list their homes for sale when the weather clears. BIG MISTAKE!!! There are buyers out right now, cr ...
Short blog today on over-improved homes. Buyer A buys a $100,000 home and puts in a $60,000 kitchen. While buyer A who now wants to become seller A has a great kitchen what he does not have is a $160, ...
Many people have bad impressions of Realtors, but are they deserved? As in any profession there are good and bad Realtors. The problem lies more in the Realtor selection process than in the Realtor. W ...
If your home didn't sell you may be wrestling with the decision to keep it listed through the winter, or to come out fresh in the springtime. There are two schools of thought on this matter. The first ...
If you're a first time home buyer there are many pitfalls and traps you should avoid. Finding the right agent is key, as well as understanding how things work and some key terms.   For several ...
As another real estate season tapers off and heads into a winter slow-down, it's time to reflect on lessons learned and not learned from another productive season. Today's observations value ...
Many sellers (and buyers) don't understand the use of price range listings. There are times when a price range can be very useful. To understand the strategy you have to begin with some knowledge of h ...
One would think that making offers on homes is a fairly straight forward process, and it should be. As long as you have a buyer's agent, and one with some intelligence it should be straight forward an ...
What was hoped to be a strong market has faded. Buyers are still sitting on the fences for the most part. With sellers under the impression it's now a seller's market and they can be firm rather than ...
The real estate market hasn't come back as well as I'd hoped in 2014. While there are enough buyers, the listings in many areas aren't as high quality as I'd like to see. You have many buyers that can ...
    There is currently a mini-sellers' market on Long Island as buyers are out, but sellers are waiting on the weather. The motivated sellers who have listed with a competent agent ...
    It's an interesting time in the real estate market on Long Island right now. While you can look at any number of conflicting numbers released by the press, here's what's really ...
27
2013
 
    I'm sure many of you are not familiar with "pocket listings". They are named as such because basically that's what a listing agent does, puts it in their pocket and only they ( ...
    I was e-mailed a question from a homeowner whose listing had expired and it went like this "Can my agent be the cause of my home not selling, she is very abrasive and rude; she ...
    Mike and I do a lot of consulting, analyzing and advising agents and home owners on expired listings and how to fix them, because that's what an expired listing is; broken. Why ...
5
2013
 
As we come to the close of another real estate season it's time to reflect upon an issue that comes up often: value. What is the value of a particular listing? It's a question that seems straight ...
Steeply rising interest rates seem to be putting the brakes on the housing recovery. What was a strengthening market seems to have lost some steam as buyers purchasing power is being eroded by higher ...
    As we come towards the end of the summer and what will become a market slowdown in many areas in just a few weeks, it's always good to reflect on why things sold and why they d ...
    Interest rates have been rising steeply over the last few weeks. The long term effect on the housing market won't be known until we see if the rates stabilize, or keep climbing ...
    Mid June is a good time to make any planned price adjustments on listings. Buyers are going to settle on homes and get into contract in order to be in by the new school year. T ...
    So far the 2013 housing market on Long Island has been an uneven one. Some areas are experiencing high buyer demand while others are being ignored. As usual proper pricing and ...
Many homeowners and home buyers think about real estate companies rather than real estate agents. The agent is going to make or break your real estate experience, not the company. Go with an agent tha ...
    We are seeing multiple offers on homes and just as importantaly, higher offers. In many areas of Long Island the inventory is low forcing higher prices and competition on buyer ...
    It's too early to tell if this will be a good season for Nassau and Suffolk County home sellers, but so far indications for the Long Island housing market are trending upward. ...
    Many people will resolve to either buy or sell a home in 2013. For buyers, many will venture out in January, especially if the weather is mild. Most sellers on the other hand w ...
    The year is almost over and the new buying season will begin shortly. Many home sellers were disapointed last year that their homes didn't sell. This year do some planning, and ...
    This time of year sellers often wonder if it is worth it to stay listed or, if they should take their home off the market until spring. While it's true that there are fewer buy ...
    We will be waiving any rental fees due us for the month of November 2012 for anyone displaced by the hurricane. What this means in practical terms is a 50% savings on the renta ...
1.      Get pre-approved. I hear your wheels spinning, you think the realtor wants you pre-approved so they aren’t wasting their time; yes and no. The problem with first ...
    Mike and I have been chosen as the exclusive real estate agents on Long Island for the Canada Buy South Referral Network (http://canadabuysouth.ca). This new start up comp ...
    In a buyer's market why can Mike and I maintain such a low percentage of expired listings? First of all we are honest. We aren't going to tell you your home is worth a million ...
    We've been getting a few questions on the future of the housing market. No-one can say with certainty what the future will hold, but we can make some educated guesses.  ...
Many listings have already, or will shortly be expiring. With the beginning of fall less than three weeks away many are wondering if it pays to stay listed; or come out fresh in the spring. I think it ...
Freddie Mac posted an interesting article about rising interest rates yesterday. After hitting historic lows three weeks ago, rates have risen steadily since. If this trend continues it will both decr ...
I get a lot of questions from first time home buyers, so I'm going to give you the advice I believe to be the best and least stressful way to go about buying your first home. Step 1- Get pre-approved ...
    So it's the ninth of August and your home hasn't sold; what to do? Sit down with your agent (if you are a FSBO, it's time to get an agent) and have him or her take you through their marketing plan ...
Bloomberg news reported on August 2, 2012 that interest rates rose off historic lows for the first time in 7 weeks. Will this be a trend, or an anomoly? Interest rates should remain low (though probab ...
Before I begin looking at the overall Suffolk County market, I want to add that Suffolk County is made up of many smaller markets and the overall statistics don't apply to each area. Many markets in S ...
    As I live in Centereach, I'm kind of biased, I think it's a great place to live and there are fantastic values to be had. That being said the real estate market in Centereach is still not in a goo ...
Unfortunately the real estate picture in Lake Grove hasn't shown improvement. Prices have been declining as well as volume, and the amount of distressed properties is higher than you would like to see ...
    The two charts show us pretty much the same thing as what is going on in many parts of Long Island, price appreciation but declining number of sales. In Kings Park while the price appreciation is ...
    We have passed the middle of July and for buyer's that means some bargains will become more obvious. Sellers have been dreaming of that big payoff since March. The one's that haven't sold yet but ...
    There has been some confusion about the guarantees offered by agents competing with us for listings. To keep it short and to the point our cancellation guarantee states "if you are not satisfied" ...
    As June fades into July the amount of expired listings continues to grow. Why so many expired listings? Well the market has been only so so, at best. Everyday you read how new home sales are up, b ...
    As we head into June the market has been about steady so far this year, no dramatic breaks either up or down. We had hoped for a brisker pace to show definite signs of recovery, but alas that wasn ...
    I got a question e-mailed to me this week about the letters after my name and what they stand for. So I thought that would be a nice easy blog, here goes:     SFR= Short Sale & Foreclosure ...
2
2012
 
    We get a lot of questions and inquiries about short sales. I'm going to give you my opinions and try to clear up some of the mystery and confusion surrounding them. As a visitor to the Brady Famil ...
    CNN has a report out that housing prices have dropped 3.5% in the last 12 months. Further it lists New York as one of the nine markets hitting a post bubble low. Before panic sets in I think the t ...
    Newly released data suggests that home sales declined in March some 2.6% from last year. Our observations tell us that while there are a lot of buyers out kicking tires, there aren't as many serio ...
    Other than gas prices which continue to rise, the economy seems to be on a sustained upswing. It may be slow, but it’s  steady. The housing market has been settling down and this could be the begi ...
    I want to thank Diane for the question: "I had a buyer's agent and he said I had to pay his fee; that's not what your blog said; which is it?"     Ok Diane, it seems there is still a lot of con ...
    We are happy to announce that we will now be giving everyone who buys a home with us a free 13 month home warranty from Home Warranty of America. Other agents give you nothing at all, or some a sm ...
    There are many things that go into a properly listed home. The pictures have to be good, the marketing has to be geared to that property and not cookie cutter, the agent has to pay attention to th ...
    This is a tough real estate market. At the Brady Family Realty team we like a tough market better. In this type of market it takes a realtor that is at the top of his or her game to consistently s ...
            I can hear you already “I don’t care what kind of sign they put up as long as they sell my house!”. Wrong, wrong, wrong & wrong again. A few years ago it may have been true that signs ...
I'm going to keep this short and to the point. I had a conversation with a potential buyer today and they insisted it is better dealing with ten different listing agents rather than get one buyer’s ag ...
? There are none. Some people are waiting to April to list their homes thinking that that’s when buyers start looking. You know that New Years resolution many people make? Not surprisingly many coupl ...
I went on a listing presentation today and heard the same old myth "The buyers stopped looking until spring". What would have been a true statement is "The tire kickers have stopped looking until spri ...
I have been getting a lot of enquiries from buyers on Long Island, about short sales. Most people have heard one of two things about them 1. You can make a killing, or 2. It's a total waste of time. W ...
I recently closed a deal in Kings Park NY on a center hall colonial. The home was once a grand place, but the years had worn it down and it needed quite a bit of work to restore it. My buyer was looki ...
Conventional thinking is just that, conventional. Sometimes you have to think outside the box to get the best deals. The peak home buying season on Long Island (Suffolk County, Nassau County & Que ...
I re-list and sell a lot of formerly expired listings. I think it may be because of my police background that I enjoy conducting a sort of post mortem analysis on why a home didn't sell. Most people j ...
I got a question on the web site today from Charmain in Queens. "My husband and I are thinking of selling, should we sell now or wait two years until the market gets better?" I really like this questi ...
I spend hours every day looking through listings: new listings, expired listings, sold listings etc..., you get the point, I look at a lot of pictures and descriptions. I do this for several reasons, ...
Many home buyers are confused about a pretty straight forward subject; who is the agent working for, and how does it affect me? When you go to an open house and speak with the agent, he is a seller's ...
I run across all kinds of people when I go on listing appointments. With the tough economy I'm finding more people who don't want to fix, paint, cover, or even clean anything before listing; and that' ...
I go through the inventory of available houses every day, at least once a day. I have a lot of clients whose preference is for Commack, Hauppauge, Kings Park or Smithtown. All very nice areas and form ...
Ever thought about buying your dream home? Ever wanted a waterfront home? Whatever you've wanted in the past, now might be the time to give it a second look. The current market downtrend continues, ba ...
Many people believe there is little or no difference between agents. That theory is dead wrong. Agents are people so you will always have the normal personality and value differences. Throw in the mar ...
Many people feel that they need a local realtor to sell their property; that this somehow gives them an advantage. While your local realtor might be a good fit for you, being local has very little to ...
 
 

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What my clients are saying  

"Mike is a pro, he put his real life experience as an investor to work for me and I made a tidy profit. Mike thinks like an investor and a gentleman, not a realtor which worked great for me."

 

~ Jeff from Bellmore

"I had dealt with other real estate agents over the years that I felt took advantage of my ignorance, Tom educated me. He provided me with top notch service in the sale of my home. I would never work with another real estate agent; take my word for it you will not get better service."

 

~ Mike from Merrick

"Tommy treated me like a gentleman and the whole home buying process became painless."

 

~ Frank from Sound Beach

"We had to wait several months to work with Tom because we signed an exclusive agreement (never again) with another realtor who was terrible. Once that expired we shopped around and found Tom through a friend; this was the best decision we could ever make. He not only doesn't use exclusive buyer agreements but he was able to put us in touch with some mortgage professionals who helped us improve our credit so we could buy a home. You can't go wrong with Tom."

 

~ Violet from Bay Shore

"Victoria was very pleasant and responsive to us. As older homeowners we didn't want a realtor who might take advantage of us. Victoria was honest and patient with us the whole time. We highly recommend Victoria."

 

~ Jane from Commack

"Victoria showed me a lot of houses, she was very patient and taught me a lot about the process. I definately recommend Victoria."

 

~ Diandra from Selden

"Mike thinks of angles other realtors can't even understand. He uncovers value where others see nothing. He seems to have a natural talent for unearthing hidden gems. I could go on, but basically he amazes me in a very profitable way."

 

~ Allan from Flushing

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